Kansas Bankers Association

          Problem Loan Management in Today's Ag Environment

 

September 16, 2020

Newton, Meridian Center
1420 E. Broadway Ct.
316-284-3100

Register Myself

Group Registration

September 17, 2020

Topeka, Hilton Garden Inn
1351 SW Arvonia
785-350-2069

Register Myself

Group Registration


Brochure/Agenda
 

Program Content

The 2019 crop year can probably best be described as a roller coaster ride that would exceed anything you could ever find at an amusement park. Producers and their lenders experienced every emotion during the year from late to no planting to better-than-
expected crop yields to genuine concern that commodity prices during the next year or so, and perhaps beyond, may not cover production costs. Furthermore, that overall assessment of production and commodity prices does not represent all producers,
depending on production, marketing and leverage. 

Consequently, the financial impact will vary across producers and assessing that impact will require the ability to assess each individual operation. This program will focus on the preparation and use of financial statements, including an accrual-adjusted income statement, to calculate some of the most commonly used financial measures and how to compare those measures to industry
averages. Also, a spreadsheet that is available at no cost, is used to illustrate how to prepare an accrual-adjusted income statement and then assess the impact of a variety of revenue, expense and interest rate scenarios on profitability and repayment capacity.

What is ahead for 2020 and beyond? Who knows, but we better be ready to buckle up and hang on because that roller coaster car is about to leave the platform, and we better be prepared for some unexpected twists, turns, ups and downs. All aboard!
 

Registration Fees

KBA Members: $250               
Non-member: $440

Add $25 if registering after September 6, 2020