Kansas Bankers Association

Audit Services

 

Kansas Bankers Consulting Service, LLC (KBCS) offers compliance auditing services to banks that are members of KBCS.  An advantage to using these services as a KBCS member is that, once the audit is completed, KBCS staff can assist the bank in making corrections through the program’s legal and compliance service with no additional fee.

 

The KBCS staff can provide compliance audits for deposit, loan and operations. Specific audit areas include:

 

Operations/Deposits Lending
  • Bank Secrecy Act/Anti-Money Laundering/ OFAC/Customer Identification Program
  • Privacy of Consumer Financial Information (CFPB Regulation P)/ Fair and Accurate Credit Transactions Act
  • Fair Credit Reporting Act
  • Fair Debt Collection Practices Act  
  • Expedited Funds Availability Act
  • Truth in Savings Act        
  • Unlawful Internet Gambling Enforcement Act
  • Electronic Funds Transfer Act             
  • Interest on Deposits  
  • Bank Protection Act / Security Review   
  • Bank Bribery Act          
  • Consumer Protection in Sales of Insurance
  • Advertising of FDIC Membership
  • NACHA Operating Rules 
  • Annual Disclosure of Financial and Other Information                
  • Home Mortgage Disclosure Act
  • Flood Disaster Protection Act        
  • Secure and Fair Enforcement for Mortgage Licensing Act
  • Insider Lending
  • Real Estate Settlement Procedures Act
  • Truth in Lending / Kansas Uniform Consumer Credit Code
  • Equal Credit Opportunity Act /
  • Fair Housing Act / Fair Lending
  • Unfair, Deceptive, and Abusive Acts and Practices
  • Interagency Appraisal Requirements     
  • Community Reinvestment Act                  
  • Servicemembers Civil Relief Act/National Defense Authorization Act                 
  • Consumer Leasing Act                         
  • Homeowners Protection Act     
  • Credit For The Purpose Of Purchasing/Carrying Margin Stock

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If your bank is interested in the auditing service, the bank may request an audit proposal letter.  The audit proposal letter will include a list of compliance audits available, along with the estimated costs. The one-year KBCS membership fee will be included if the bank has not yet joined KBCS.  Please contact Allison Kernin, J.D. in the KBA Legal Department to request an audit proposal letter.

 

Connect With Us

Location

610 SW Corporate View
Topeka, KS 66615

P.O. Box 4407, Topeka, KS 66604

Google Map

Contact Us

Phone: (785) 232-3444
Fax: (785) 232-3484
Email: KBAoffice@ksbankers.com

 

 

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